Kapiti Financial Advice Limited – KiwiSaver and Investment

Inflation may not dissipate as quickly as markets expect

It has been a pretty good period for equities over the last six weeks or so, with the NZX up 9% since the start of July, matching similar stories in Australia and the US. Last week stocks picked-up on headline news that in the United States the consumer price index rose at a slower pace … Read more

NZ Funds Income Generator avoiding worst of 2022 sell-off so far

NZ Funds Income Generator fund is designed to limit losses in a negative share market environment. The fund provides a select portfolio of New Zealand and Australian companies with a focus on those paying high dividends with strong cash flows and reasonable valuations. These companies have avoided the worst of the 2022 sell-off so far, … Read more

NZ Funds Monthly Review for April 2022 – Managing market volatility

NZ Funds have released their Monthly Review for April 2022. It reveals that the fund manager has used S&P500 and Nasdaq put options to generate significant returns in April, in a share market that has been falling. They intend to continue using put options while market volatility remains high and tending to the downside. NZ … Read more

Responsible investment growth outpaces wider market

The Responsible Investment Association Australasia released a new benchmark report on responsible investment in New Zealand  this week, which was researched in collaboration with KPMG. The report is intended to provide an overview of the current state of the responsible investment industry in New Zealand. It shows that the market for responsible investments in Aotearoa … Read more

NZ Funds Investment Report 1H 2021

NZ Funds have released their Investment Report for the first half 2021. They believe that professional financial advice can help you understand and manage investment risk and navigate your choice of manager, asset allocation and contribution rate. NZ Funds expect local and international shares will continue to rise over the medium term, but at a … Read more

Where are the brokers’ fees?

Annual fund charges published by KiwiSaver and managed fund providers allow investors to compare the cost of having your money managed by the respective providers. This stands in contrast to fees charged by share brokers and investment advisory firms, which can be difficult to calculate. Indeed, there can be multiple levels of fees which can … Read more

Family Trusts

A number of people have asked me about the merits of Family Trusts, particularly in relation to property. This is a brief overview, designed to provide an introduction to Family Trusts prior to professional advice being sought. It might also prompt some of the questions you may wish to raise when talking to a professional. … Read more

Doing well, as well as doing good

​​Doing well, as well as doing good examines the financial argument for investing in businesses that manage their environmental and social risks. It is no surprise that companies with a strong sustainability ethos do indeed gain advantages from a good reputation, a strong brand, loyal customers and staff motivated by a strong vision. ​The present … Read more