Kapiti Financial Advice Limited – KiwiSaver and Investment
2024 could see revival of dividend stocks and a better balance in share market perfomance Investors sought dividend-paying stocks in 2022 mindful that interest rate hikes by the US Federal Reserve could weigh on bonds (higher yields drives bond prices lower). But in 2023 dividend stocks fell out of favour: As interest rates rose to … Read more
A Massey University report reveals a widening gap between NZ Superannuation and the cost of living in retirement. The New Zealand Retirement Expenditure Guidelines Annual Update 2023 examines various lifestyle choices and the savings that are required to fund the respective lifestyle. The study shows that your geographic location (metropolitan v provincial) and your personal … Read more
NZ Funds Income Generator fund is designed to limit losses in a negative share market environment. The fund provides a select portfolio of New Zealand and Australian companies with a focus on those paying high dividends with strong cash flows and reasonable valuations. These companies have avoided the worst of the 2022 sell-off so far, … Read more
In their latest Investment Insight NZ Funds discuss a problem that has been concerning me for a long while. Fixed interest securities, such as bonds, have an important role in the portfolios of clients with a low tolerance to risk or a short time-horizon. They provide low risk and a steady interest income throughout the … Read more
NZ Funds have released their Investment Report for the first half 2021. They believe that professional financial advice can help you understand and manage investment risk and navigate your choice of manager, asset allocation and contribution rate. NZ Funds expect local and international shares will continue to rise over the medium term, but at a … Read more
Doing well, as well as doing good examines the financial argument for investing in businesses that manage their environmental and social risks. It is no surprise that companies with a strong sustainability ethos do indeed gain advantages from a good reputation, a strong brand, loyal customers and staff motivated by a strong vision. The present … Read more