Kapiti Advice
Providing you with expert advice, recommendations, and support to help with your KiwiSaver and investment needs.
KiwiSaver
Whether towards home purchase or for retirement planning, we can help you make the most out of your KiwiSaver savings.
Investment
Book your free meeting and we'll take the time to find out about your financial goals and how we can help you achieve them.
Retirement
We can advise you on how to manage your savings as retirement approaches, and to provide an income during retirement.
Financial Adviser
John Bolsover
At Kapiti Financial Advice Limited we pride ourselves on providing our clients with expert advice, recommendations, and support to help them with their KiwiSaver and investment needs.
We are committed to providing excellent service along with informed and reliable advice appropriate for our clients’ needs, so that we can be confident that we have found the right solution for you, our client.
Monthly View
Markets dominated by uncertainty over US trade and tariff policy
Global financial markets experienced a very unpleasant start to April as US President Donald Trump unveiled larger than expected “reciprocal” tariffs on countries around the world.
As the month went on things got better. Global markets stabilised and recovered after Trump called for a 90-day pause for the reciprocal tariffs. In the final wash, Global sharemarkets fell -0.4% in April.
The uncertainty from Trump’s trade and tariff policy will continue for some time, which is unsettling for markets.. Financial markets will ebb and flow on the potential and actual outcomes of tariff negotiations and concessions
Other developments may also bring relief for global equity markets, including:
- Central banks continuing to reduce interest rates, particularly in Europe, Australia, and NZ
- The prospect of political pushback in the US resulting in a toning down of trade policy
- A pivot by the Trump administration to promote the more positive elements of their policy agenda such as tax cuts and deregulation.
The New Zealand and Australian economies are well placed relative to the rest of the world in the current uncertain global economic environment and the local fixed income market is likely to benefit from further reductions in interest rates by the RBNZ.
At times of market volatility, we recommend investors continue to focus on their long-term goals, leaving fund managers to invest in line with their fund’s objectives.
Sound Financial Advice
John Bolsover at Mortgage Link Kapiti helped my partner and I arrange a mortgage for our first home. This can be a confusing and stressful process, but John made it clear and easy. He pairs extensive financial knowledge with a high degree of integrity and empathy- this made us very comfortable in the decisions we made. It is clear that John is not only a professional in this area, but has a distinct passion for providing sound advice. I would not hesitate to recommend John’s services to others in the situation of buying a first home, or those requiring any form of financial advice. He will certainly be our first choice going forward.
Chris (Kapiti)
I found mortgage link to be very efficent friendly knowledgeable and professional. John was clear when giving advice and made sure we understood what was happening. He communicated really well with us through the whole process, which made the whole ordeal that much easier for us. Highly recommend.
Jade (Kapiti)
I received great professional and friendly service from John Bolsover of Mortgage Link Kapiti when he assisted my wife and I in choosing the most appropriate home loan renewal option when one of our loan accounts were due to roll over last month. John’s insightful recommendations that suited our families current financial situation including various ‘what if’ economic outlook scenarios that may play out within the 8 month – 1 year made the decision a more comfortable task for us, especially in these unprecedented times. All of his recommendations were backed up with clear financial analysis and John always responded immediately to any of our questions at all times, nothing was a problem for him. Above all, John’s integrity, which we always value when seeking professional services of any kind, shone brightly throughout the entire process. Thank you John.
Seta (Wellington)