Kapiti Advice
Providing you with expert advice, recommendations, and support to help with your KiwiSaver savings and investment needs.
KiwiSaver
Whether towards home purchase or for retirement planning, we can help you make the most out of your KiwiSaver savings.
Investment
Book your free meeting and we'll take the time to find out about your financial goals and how we can help you achieve them.
Retirement
We can advise you on how to manage your savings as retirement approaches, and to provide an income during retirement.
John Bolsover
At Kapiti Financial Advice Limited we pride ourselves on providing our clients with expert advice, recommendations, and support to help them with their KiwiSaver savings and investment needs.
We are committed to providing excellent service along with informed and reliable advice appropriate for our clients’ needs, so that we can be confident that we have found the right solution for you, our client.
Monthly View
The year starts with rise in Geopolitical risk
The year has stared with an unusually high level of geopolitical risk in January, including US military action in Venezuela. US President Trump has also threatened action against Iran, attempted to annex Greenland, and proposed new tariffs on eight European allies.
While politics is likely to continue to dominate headlines and remain a source of market volatility, the upcoming US midterm elections may prompt President Trump to place greater emphasis on domestic issues.
As the year progresses, solid global economic growth, rising corporate profits, and Fed rate cuts are expected to come into focus and support global sharemarkets.
Given current elevated US valuations, periods of market weakness and some volatility would not be unexpected, warranting a degree of caution.
Financial markets in New Zealand and Australia appear well positioned relative to global peers. In New Zealand, the local economy is showing signs of improvement, which should support corporate earnings growth. The Australian economy remains resilient.
Returns from cash and fixed income are likely to remain low, reflecting the interest rate reductions undertaken by the RBNZ and the risk longer-term interest rates may rise given an improving domestic economy and increased government spending globally.
Sound Financial Advice
John Bolsover at Mortgage Link Kapiti helped my partner and I arrange a mortgage for our first home. This can be a confusing and stressful process, but John made it clear and easy. He pairs extensive financial knowledge with a high degree of integrity and empathy- this made us very comfortable in the decisions we made. It is clear that John is not only a professional in this area, but has a distinct passion for providing sound advice. I would not hesitate to recommend John’s services to others in the situation of buying a first home, or those requiring any form of financial advice. He will certainly be our first choice going forward.
Chris (Kapiti)
I found mortgage link to be very efficent friendly knowledgeable and professional. John was clear when giving advice and made sure we understood what was happening. He communicated really well with us through the whole process, which made the whole ordeal that much easier for us. Highly recommend.
Jade (Kapiti)
I received great professional and friendly service from John Bolsover of Mortgage Link Kapiti when he assisted my wife and I in choosing the most appropriate home loan renewal option when one of our loan accounts were due to roll over last month. John’s insightful recommendations that suited our families current financial situation including various ‘what if’ economic outlook scenarios that may play out within the 8 month – 1 year made the decision a more comfortable task for us, especially in these unprecedented times. All of his recommendations were backed up with clear financial analysis and John always responded immediately to any of our questions at all times, nothing was a problem for him. Above all, John’s integrity, which we always value when seeking professional services of any kind, shone brightly throughout the entire process. Thank you John.
Seta (Wellington)