Kapiti Financial Advice Limited – KiwiSaver and Investment
Latest data from the REINZ revealed that the property market continued to surpass expectations in August, supported by low interest rates, the prospect of rates moving still lower, a lack of listings, ongoing post-lockdown demand, the removal of LVR’s and first time buyers trying to get into the market. Activity continues to be underpinned by … Read more
Latest data from the REINZ revealed that the property market continued to defy “expectations” in July, supported by pent-up demand and perhaps post-lockdown relief. REINZ CEO, Bindi Norwell, noted that activity during July was underpinned by strong levels of interest and engagement from all buyer levels, including first home buyers, investors and families looking to … Read more
Today the Reserve Bank released its August Monetary Policy Statement, noting that accommodative monetary policy is complementing fiscal policy by reducing interest rates. There will continue to be downward pressure on interest rates as the Reserve Bank continues to provide support to the economy, in the midst of an environment where inflation and inflation expectations … Read more
The property market is being tugged in all directions. The full disruption and impact from the Covid-19 outbreak has yet to run its course. There has been post Covid-19 relief in recent weeks, but yesterday’s announcement of community transmission underlies the fragility of our recovery. Confidence will be dented. That said, there are fundamentals that … Read more
Earlier this week the REINZ released residential property statistics for June, revealing a 9.2% increase in the national median house price from the level prevailing in June 2019. The national median house price was $639,000, compared to $620,000 in May and $585,000 in June 2019. The Wellington region recorded a 10.5% increase in the median … Read more
I am pleased to announce that I have joined Derek Hughes at Mortgage Link Kapiti. Founded in the early 1990`s Mortgage Link was one of the first mortgage adviser groups in New Zealand, establishing relationships with most of New Zealand`s main lenders as well as an extensive range of other providers in the lending industry. … Read more
A number of people have asked me about the merits of Family Trusts, particularly in relation to property. This is a brief overview, designed to provide an introduction to Family Trusts prior to professional advice being sought. It might also prompt some of the questions you may wish to raise when talking to a professional. … Read more
Low inflation has been behind a more generalised theme of low interest rates in recent years. More immediately, the desire of central banks around the world to provide support through low interest rates has also played a significant role, particularly as the Covid-19 outbreak has taken hold. This was evidenced by the RBNZ slashing it’s … Read more
Doing well, as well as doing good examines the financial argument for investing in businesses that manage their environmental and social risks. It is no surprise that companies with a strong sustainability ethos do indeed gain advantages from a good reputation, a strong brand, loyal customers and staff motivated by a strong vision. The present … Read more
The REINZ have released residential property statistics for November which recorded a new record national median house price of $630,000, with 10 of the regions also recording record highs in their median prices. Median house prices across New Zealand have increased by 8.6% over the past 12 months to $630,000, up from $580,000 in November … Read more