Kapiti Financial Advice Limited – KiwiSaver and Investment
NZ Funds have released their Monthly Review for April 2022. It reveals that the fund manager has used S&P500 and Nasdaq put options to generate significant returns in April, in a share market that has been falling. They intend to continue using put options while market volatility remains high and tending to the downside. NZ … Read more
In their latest Investment Insight NZ Funds discuss a problem that has been concerning me for a long while. Fixed interest securities, such as bonds, have an important role in the portfolios of clients with a low tolerance to risk or a short time-horizon. They provide low risk and a steady interest income throughout the … Read more
NZ Funds have released their Investment Report for the first half 2021. They believe that professional financial advice can help you understand and manage investment risk and navigate your choice of manager, asset allocation and contribution rate. NZ Funds expect local and international shares will continue to rise over the medium term, but at a … Read more
This week, financial commentator Janine Starks wrote an opinion piece on Stuff suggesting that members are are probably investing too much in their KiwiSaver scheme: Article The question is raised because members’ savings are essentially locked-in until they turn 65 years of age. Special rules ensure KiwiSaver investments are held through to retirement, with some … Read more
Annual fund charges published by KiwiSaver and managed fund providers allow investors to compare the cost of having your money managed by the respective providers. This stands in contrast to fees charged by share brokers and investment advisory firms, which can be difficult to calculate. Indeed, there can be multiple levels of fees which can … Read more
Doing well, as well as doing good examines the financial argument for investing in businesses that manage their environmental and social risks. It is no surprise that companies with a strong sustainability ethos do indeed gain advantages from a good reputation, a strong brand, loyal customers and staff motivated by a strong vision. The present … Read more